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Should I make home improvements on my town home?
I have a town house in southern California. It is 1650 square feet, 3bd/2.5 ba, has a yard and 2 car garage.
I want to do some light remodeling: new kitchen cabinets, granite countertops in kitchen and bathrooms, update bathroom tubs, and other things. My whole project will cost about $27,000 for materials. No labor costs.
My wife and I plan to remain living in the town home for at least another 5 years because starting a family. We will have our place paid off (& will be debt free) in a few months and may possibly sell it one day if our neighborhood gets bad. But we may never move because real estate is SUPER expensive near the beach where we live.
Is $27,000 too much to invest in my town house? My reason for the updates is not for resell but to make our home more custom.
I want us to be happy with what we have so we don’t go house poor buying a fancier house.
Also, should we save our money for 18 months to pay for the project in full, or should we get a loan?
This is a great site that can help you with your upgrades. I updated my kitchen and made a good chunk of change when I sold it. http://www.improvenet.com/Homeowner/KitchenRemodeling/ It gves you good visuals and ideas for what you want to do. Hope this is helpful!
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